Top 5 Apps to Buy Cryptocurrency

Cryptocurrency apps have made crypto trading and investing much more accessible. The top 5 apps to buy cryptocurrency below are user-friendly and rewarding gateways to the world of digital currencies. In addition, the best crypto apps have a wide range of payment and cash options, generous fee structures and high security.

Read on and find out what the top 5 apps to buy cryptocurrency are.  

Comparison of the top 5 apps to buy cryptocurrency

App Name 
Founding Year 
Country of Origin 
United States 
New York 
Hong Kong 
Number of users 
Supported Crypto 
Total AUM 
$8.4 billion 
$223 billion 
$62.5 billion 
$30 billion 
$59.6 billion 
Pricing Structure 
Trading commission from 1.49%. 
Trading commission from 0.10%  
Trading commission from 1.49% 
Trading Commission from 0.4% 
0.75%-5% of the bid/ask spread, varies by cryptocurrency 
$0.99-$2.99 (Coinbase), 0%-0.50% (Coinbase Pro) 
0.1% purchases and trades,  0.5% instant buy and sell 
$0.99-$2.99 for orders under $200, 1.49% for orders greater than $200 
0%-2.99%  Varies by type of transaction; other fees may apply 
Minimum crypto trade 
0.00001 bitcoin / 0.001 ether. 
$1 for Bitcoin 
Special Offers 
Trade $100 get $10 
Earn $5 in bitcoin for getting started 
New users: Earn $100 BTC when investing $1,000 or more within 30 days 
$25 USD in CRO when you sign up with a referral link. 

Top 5 apps to buy cryptocurrency 

EToro App 

eToro  top 5 apps to buy cryptocurrency
Figure: eToro app homepage (source:

Yoni AssiaRonen Assia, and David Ring established eToro in 2007. It has its headquarters in Tela Viv, Israel. There are endless reasons why eToro is amongst the top 5 apps to buy cryptocurrency.  

One, eToro rose to prominence as a global trading platform due to its copy or social trading feature. Any person can join eToro and make significant trading returns by simply copying the strategies of successful traders.  

Then you can access the best trading tools and social trading at zero costs. Furthermore, an eToro crypto trading account is free. Moreso, eToro does not levy commission or management fees on user accounts. 

Consequently, you can easily access large-cap coins like Bitcoin, Cardano, Ethereum, and BNB and small-cap tokens instantly. Additionally, buy and sell DeFi and metaverse tokens like AAVE, Sandbox, and Decentraland on a 24/7 basis. 

 Furthermore, eToro currently has a lush offer for US residents. Deposit and trade $100 in crypto-assets and earn a $10 bonus. In addition, the eToro app and eToro Money further ease crypto and money transfers. You can download the apps from Google Play for Android and Apple App Store for iOS devices. 

EToro app features 

eToro is feature-packed, with its popular feature being social trading. Use it to copy the trading strategies of successful traders like Heloise Greeff and Christian Kongsted over 100 times simultaneously.  

Heloise has four risk scores and 20794 copiers, while Christian has three risk scores and 21347 copiers. But, first, study their monthly historical performance and drawdown information before copying their portfolios. 

On eToro’s “Trading” tab, you can view the current crypto prices and choose the best crypto to buy, sell, or convert. eToro is one of the top 5 apps to buy a cryptocurrency for experts and institutional traders. They can enjoy US dollar deposits, margin trading, trading APIs, and fast execution features here. 

You can lower portfolio risk without losing possible returns via eToro’s diversified smart portfolios. These portfolios are professionally run. Finally, get more insights on price trends by launching the ProCharts setting. It has 66 indicators, 13 drawing tools, and the ability to save and choose from predefined layouts. For example, Ichimoku Clouds indicator charts will show you support and resistance details, stock momentum, and trends, all on one screen. 

eToro app features
Figure: eToro app homepage (source:

One more reason why eToro is a leading app for crypto trading is its user-friendliness. Its easy-to-use interface ensures you trade smoothly by enabling you to select between trading CFDs and the underlying assets directly from the trade-ticket window. 

Then its mobile app won’t let you miss a significant trading opportunity. Its charts are responsive and closely match the web platform experience. However, the mobile app has minimal drawing tools and has five indicators compared to the 67 on the web platform.  

However, eToro has several drawbacks. First, it doesn’t support automated (algorithmic) trading strategies. It also mandatory stop-loss and take-profit may hinder specific trading strategies. Then its buy-sell spread is higher than what other trading applications offer.  

 eToro club 

Additionally, eToro has a fetching offer for traders who maintain balances between $5,000-and $250,000 and features varying benefits depending on membership level. Such traders can join the VIP club with five tiers of membership ranging from Silver to Diamond. The club’s VIP perks range from discounted withdrawal and deposit fees to a dedicated account manager. Fees and payment methods 

eToro Payment methods include fiat, bank transfer, debit/credit card, ACH, wire transfer, and e-wallets like PayPal. US residents (those depositing with USD) can deposit and withdraw funds for free.  

Security and regulation 

eToro is regulated in two tier-1 jurisdictions and one tier-2 jurisdiction, making it a safe broker (low-risk) for trading forex and CFDs. They include SEC and the FCA in the UK, ASIC in Australia, and CySEC in Cyprus.  

Coinbase app 

Coinbase app
Figure: Coinbase homepage (source:

Coinbase was based in San Francisco but now refers to itself as a decentralized, remote-first company. The Coinbase app is easily the people’s choice and one of the leading five apps to buy cryptocurrency because it is beginner-friendly. In addition, it has top-notch account security and highly competitive fees.

More Coinbase services are available in 100+ countries. It supports 150+ currencies and has a total market cap of $40.29 billion.  

The Coinbase app can do much more than crypto trading. You can trade, stake, invest, send and receive crypto. In addition, the app’s standard features make the buy and sell order process effortless for beginners. But if you need more altcoin options, try Coinbase Pro and enjoy the 81 crypto to crypto pairs and advanced trading features such as limit and stop orders.  

Coinbase app features
Figure: Coinbase homepage (source:

Coinbase app features 

The Coinbase Pro app levies a  0.6% fee per trade, while a  standard account pays a $0.99 to $2.99 fee as per trading amount. You only need one Coinbase account to log in to a standard or Pro account. 

Coinbase is also one of the top 5 apps to buy cryptocurrency because it has deep liquidity. High liquidity minimises losses by protecting your orders from price slippage.   

Coinbase is a centralized exchange. Consequently, you can store your crypto assets in a custodial or non-custodial wallet. A custodial wallet keeps your holdings on the exchange wallet. So, the Coinbase site holds your wallet keys, stores funds on your behalf, and is ideal for new investors.

Savvy traders, however, use their non-custodial wallets to ensure that they have full control of their private keys. 

 Other features available to Coinbase app uses include the Coinbase Card. This Visa debit card allows you to spend your digital assets at any merchant that accepts Visa. In addition, you will earn 4% cashback in the form of crypto as a reward. 

Fees and payments methods 

Coinbase payment methods include wire transfer, ACH, debit card, PayPal, Apple Pay, and Google Pay. If you buy crypto via the Coinbase app with a credit/debit card, you will incur a 3.99% fee. Use direct payment networks to lower your expenses to 1.49%

 Security and regulation 

Coinbase is licensed in a majority of US jurisdictions. The Financial Conduct Authority also regulates it in the UK. Both Coinbase and Coinbase Pro accounts have FDIC insurance ($250,000 per user).   

Binance app 

Binance app
Figure: Binance homepage (source:

Changpeng Zhao founded Binance in China in 2017. However, it stopped accepting US users in 2019. US investors are, however, free to use the U.S.-based version, Binance US.   

Binance is among the 5 top apps to buy crypto for active traders that want access to new and ultra-low-cost crypto assets. You purchase many new altcoins via the Binance app and then stake or trade them.  

The Binance app has hundreds of cryptocurrencies available for trade on its exchange. In contrast, the Binance U.S. version has only 65 assets.  

Binance app features 

One of the top 5 apps to buy cryptocurrency, this app has real-time charting tools with moving averages and exponential moving averages. Consequently, you can measure and determine the direction of price trends while on the move. Binance’s trading options include peer-to-peer, spot, and margin trading.  

Its order types include limit order, market order, stop-limit order, stop market order and trailing stop orders. You can also leverage the post-only and one-cancels-the-other orders for extra trading security.

Trading views range from classic to margin and OTC views. However, margin trading and some of the order types are unavailable in Binance. US application. 

 Like Coinbase, Binance has high liquidity and trading volumes. You can effortlessly enter or exit a position at a favourable price when you trade via its crypto app. Unfortunately, Binance does not have a native wallet but recommends a Trust Wallet

Fees and payment methods 

Binance supports SEPA, SWIFT, bank transfers, credit/debit cards, and wire transfers deposits through Simplex. Its trading commissions are at most 0.10% per slide, meaning $10 for each $1,000 traded. US residents can deposit their USD via their credit/debit card at a  0.5% fee. Non-us residents, however, will incur 4% for the same.  

Security and regulation 

Binance stores 98% of users’ funds in cold storage. It secures users’ US dollar balances in Federal Deposit Insurance Corporation (FDIC)-insured bank accounts. Also, you need to key in your details and undergo a 2FA check every time you access the Binance app. In addition, you can lock your withdrawal requests for 48 hours for enhanced security.  

Gemini app 

Gemini mobile
Figure: Gemini homepage (source:

The Gemini app is an offshoot of the Gemini exchange, an invention of Tyler and Cameron Winklevoss in 2014. It is based in New York. It is the best app to buy cryptocurrency if you are a  large scale investor. 

Gemini has a broad lineup of crypto assets and unique features such as low minimum purchases and the Gemini ActiveTrader platform. In addition, professional traders can place multiple order types on a mobile-optimized advanced charting tool platform. 

 Gemini supports 21 crypto-to-crypto trading pairs and supports only 98 crypto assets. If you are looking for altcoin variety, use the Binance or Coinbase app.   

Gemini app features 

Though built for expert traders, novice traders may enjoy the app’s simple buy and sell option. In addition, you will love the ActiveTrader platform, a professional-quality trading system. It has multiple order types advanced charting tools, and block trading. 

In addition, through the Gemini Clearing portal, you can trade directly between buyers and sellers (peer-to-peer trading). Gemini clearing will protect your privacy by keeping trade details off Gemini’s market feed.  

Alternatively, hold your digital assets and earn interest through Gemini Earn. Gemini Earn is an interest-earning protocol that rewards users with an 8.05% APY on crypto assets. Also, the platform owns the Gemini Dollar stable coin (GUSD), which is pegged to the USD dollar in the ratio of 1:1.  

You can also pay for purchases with crypto via the Gemini Pay feature available on the mobile app. Spend your GUSD on dinner but leave your Bitcoin balance intact. 

Fees and payment methods 

Gemini payment methods include ACH, wire transfers, Google Pay, Apple Pay, and a debit card. In addition, the app’s central platform and active trader platform use different price structures.  

The primary platform charges a fixed amount for smaller trades and a 1.49% hefty for transactions that cross the $200 mark. On the other hand, the active trader platform charges maker-taker fees of up to 0.4%, which lowers as your volume increases.  

Security and regulation 

Gemini keeps its users’ funds in hot wallet insurance. Also, it requires you to complete two-factor authentication and its KYC by uploading a government-issued photo ID. You can review and approve devices used to log into your account. 

Gemini is also SOC-certified. Third-party auditors have verified the firm’s security and compliance frameworks. app app top 5 apps to buy cryptocurrency
Figure: homepage (source: was launched in Hong Kong in 2016. It is based in Singapore. boasts over 10 million users in 90 countries. It has credit cards, a decentralized exchange, a standalone crypto wallet, and NFT marketplace features. 

The app is one of the top 5 apps to buy cryptocurrency lists because it supports over 250 cryptocurrencies. Then it has robust trading, crypto storage, saving and investment features. One other top perk is the CRO token. app features has spot trading, futures, and advanced order types. It also supports cryptocurrency trading and swapping. Stake your crypto, or hold it in a wallet for a set period, to earn up to 14.5% interest.  

You can also swap or trade crypto actively on the spot market. The app also supports in-app derivatives trading. You may also use the app for leverage margin trading up to 10 times for spot and derivatives trading needs. 

Alternatively, use the app to view your first-four favourite coins from the app’s main page, and their current prices are updated in real-time. Beneath them, there is a long list of Top Gainers or, recently, top-performing coins.  

CRO is the native token. If you own significant CRO tokens, you will enjoy perks such as lower trading fees, high staking interest rates, and higher credit card rewards. For example, you will earn an 8% reward when you stake 5 million CRO. In addition, the CRO token reduces the trading commissions and increases yields when depositing funds in your savings account.  

You can link your account to a Visa card to spend your crypto and earn 8% back. Also, the card allows you to convert crypto to fiat and spend it on various merchants and ATMs. 

Fees and payment methods 

Use a debit/credit card, bank transfer, PayPal, or Pay to fund your account. fees are about 0.40% unless you are trading a high volume. You will not pay trading or transaction fees on if you make your purchase with money transferred from your bank account via ACH or automated clearinghouses. charges 0.04% to 0.40% for maker fees and 0.10% to 0.40% for taker fees. 

Security and regulation stores 100% of user funds in cold storage. It’s cold storage insurance is up to $750 million. Also, the institutional-grade custodial solution is called Ledger Vault. Also, secures its hot wallets with hardware security modules and multi-signature keys. Other security measures include two-factor authentication (2FA) and biometric verification. 


These top 5 apps to buy cryptocurrency have various trading features, robust security and are regulated by notable authorities like ASIC and FDIC. They also have generous bonuses and juicy reward features. Use them for an enjoyable trading experience on the go.

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