|YouHodler is a Switzerland-based crypto lending platform that offers users loans with minimal interest rates and the option to save funds to accrue juicy returns. The two-year-old platform has become a leading crypto bank- providing users with up to 22 supported coin investments, including BTC, ETH, UNI, BNB, etc., and stable coins like USDT, USDC, TUSD, HUSD, PAX, and DAI.
All investment options are available to users worldwide except the US, China, Iraq, Bangladesh, and North Korea.
How it works:
YouHodler provides two essential banking services (savings and crypto loans) and two extras: TurboCharge and MultiHodl.
YouHodler provides the best loan service most efficiently. Here’s how it works:
Earn hot yields on your cold crypto assets weekly by following these simple steps:
YouHodler offers the best rates on all loan services and savings accounts. Here’s a quick rundown.
Figure: YouHolder collateral options
Loan interest rates are competitive, and they depend solely on the duration.
Figure: YouHolder’s Crypto savings account reward – Interest rates
Asides from the fact that YouHodler works with reputable crypto institutions, several plans are put in place to ensure your assets get the best security there is.
Pros & Cons
|+ Support crypto-crypto and crypto-fiat currency conversions
+ Up to 12% APY on stablecoins
+ Weekly compound interest
+ Highly safe and extensively monitored
+ Flexible loan repayment and adjustment options
+ Very high LTV ratio
+ Instant profit withdrawal
+ No credit checks required
+ Dispute resolution via an extra-YouHodler body
|– Minimum deposit of $10
– Relatively new platform of 2 years (as of 2021)
– Not the highest stablecoins returns (see Celsius)
– Not the highest Bitcoin lending returns (see Binance)
YouHodler investment details
|Investment currencies||Up to 22 supported coin investments including BTC, ETH, UNI, BNB etc., and stablecoins like USDT, USDC, TUSD, HUSD, PAX and DAI.|
|Return on investment (ROI)||12% APY on stablecoins
4.8% APY on BTC, 4.8% APY on ETH, 7% APY on UNI
|Minimum investment||$ 100|
|Trustpilot Score (Safety)||8.2/10|
|Suppose John wants to earn passive income on his 10 BTC lying dormant in his wallet, he can open a savings account with YouHodler and deposit it to earn returns.
With an APY of 4.8%, John is sure to exit with at least 10.49 BTC after 12 months, all without doing anything.
Investment result forecast
Below you will find the resulting forecast when investing using YouHodler compared to investing the same amount in the US stock market (US stock market: 6% average yearly growth in the last 30 years).
By investing $1’000 using YouHodler for 15 years you might end up with $5’474 ($3’077 more than with the stock market).
YouHodler bonus and cashback
|Register on YouHodler by clicking the button below.
Start to invest
|View the list of all the platforms|
First steps to invest with success
If you are interested to know more about crowdlending or starting investing, see the two articles below.
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