Envestio Review
Envestio website is down since 21.01.2020. Investors receive the following official Facebook post and no further information:
Investors |
Investments |
Founded |
Country |
3’277 |
8.5 M EUR |
2017 |
Estonia |
Envestio is a crowdlending platform allowing to invest in crypto-mining, real estate and energy projects (see image below).
The repartition of investments available is:
The investments have an average 17% ROI with returns ranging from 12% to 30% ROI, an average term of 6 months, ranging from 1 month to 10 months and a minimum investment of € 1 (the market average is € 50). Location-wise, most of the projects take place in Latvia with few projects also in Estonia, Poland, etc… The platform started in 2017 and established a fast and steady progress from mid-2018 (see image below). How it works:
Safety: Envestio offers a buyback guarantee option on investments with the following characteristics:
Fees: No fees are charged for opening an account or service fees. Withdrawals are free unless smaller than € 5. In this case a fee of € 2 is charged. |
Investment details
Investment currencies | EUR | |
Return on investment (ROI) | 17% | |
Minimum investment | € 1 | |
Investment period | 6 months | |
Default rate | 0% | |
Investment fees | 0% | |
BuyBack guarantee | Yes (e.g. -5% ROI) | |
Auto-invest | Yes | |
Secondary market | No | |
Trustpilot Score (Safety) | 8.5/10 |
Investment types
Cryptocurrency loans | Energy loans | Real estate loans |
Investment example
Investment result forecast
Below you will find the resulting forecast when investing using Envestio compared to investing the same amount in the US stock market (US stock market: 6% average yearly growth in the last 30 years).
By investing €1’000 using Envestio for 15 years you might end up with €10’539 (€8’142 more than with the stock market). Chart by Visualizer |