Crowdestate Review

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Crowdestate Review

Investors Investments Founded Country
crowdestate investors+32’500 crowdestate investments amount+68 M EUR crowdestate founded 2014 estonia flagEstonia
Crowdestate is a crowdlending platform where you invest mainly in real estate loans split into 2 categories:

  • Rental: Invest in projects with available cash flow from rents
  • Development: Invest in the construction and the sale of the building

They also have few opportunities in business investments that they call “Corporate Finance” (e.g. financing a sea-food shop, a construction company equipment, a wood factory).

Investments are available across three countries: Estonia Latvia and Italy. You will lend money in exchange for monthly interests and you will also usually receive back part of your invested money periodically (e.g. every 3 months).

When selecting an investment, a lot of information are provided such as investment details (borrowing company, ROI, repayment plan, location), the competitor’s analysis, the investment SWOT analysis (Strengths, Weaknesses, Opportunities, Threats) a Crowdestate risk rating. You will even have the possibility to write your questions and read other investors questions in a public discussion feed of the investment.

Advice

We advise investing in Crowdestate if you want to diversify your portfolio with real estate since returns are high and documentation on investments is transpartent: Crowdestate is one of the most trendy real estate crowdfunding platforms at the moment. It allows you to invest in real estate project without a buyback guarantee. But returns are pretty high (14-20%) and you always have new projects coming out which will give you the opportunity to diversify between them. The other great point about this platform is that they expose a pretty complete analysis of each project and you are even able to contact the project leader to ask your questions. The downside of this platform is that you need to invest at least 100 EUR per project or multiples of 100 EUR (so you can invest 100, 200, 300, …. EUR).

Pros & Cons

Pros Cons
+ High-interest rates (~16%)
+ 5+ years of platform track record
+ Detailed/transparent investment infos
+ Available risk and SWOT analysis
+ Amortized repayment
+ Auto-invest available
+ Secondary maket available (for early exit)
– No BuyBack guarantee (guarantee money back)
– Large minimum investment amount (€100)
– Interesting projects get funded rapidly (2-3 days)
– Few investment countries (3)

Investment details

Investment currencies EUR
Return on investment (ROI) 16% rating 4
Minimum investment amount € 100
Investment period 4 – 36 months
Default rate 0%
Investment fees 0%
BuyBack guarantee No
Auto-invest Yes
Secondary market Yes
Trustpilot Score (Safety) 7.1/10  

Investment types

real estate loansReal-estate loans business loansBusiness loans

Investment example

crowdestate real estate investment example

Investment result forecast

Below you will find the resulting forecast when investing using Crowdestate compared to investing the same amount in the US stock market (US stock market: 6% average yearly growth in the last 30 years).

By investing €1’000 using Crowdestate for 15 years you might end up with €9’266 (€6’869 more than with the stock market).

Welcome bonus – affiliate/referral link

You can register to Crowdestate by clicking the button below. It will be highly appreciated. Thanks!

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