|+32’500||+68 M EUR||2014||Estonia|
|Crowdestate is a crowdlending platform where you invest mainly in real estate loans split into 2 categories:
They also have few opportunities in business investments that they call “Corporate Finance” (e.g. financing a sea-food shop, a construction company equipment, a wood factory).
Investments are available across three countries: Estonia Latvia and Italy. You will lend money in exchange for monthly interests and you will also usually receive back part of your invested money periodically (e.g. every 3 months).
When selecting an investment, a lot of information are provided such as investment details (borrowing company, ROI, repayment plan, location), the competitor’s analysis, the investment SWOT analysis (Strengths, Weaknesses, Opportunities, Threats) a Crowdestate risk rating. You will even have the possibility to write your questions and read other investors questions in a public discussion feed of the investment.
|We advise investing in Crowdestate if you want to diversify your portfolio with real estate since returns are high and documentation on investments is transpartent: Crowdestate is one of the most trendy real estate crowdfunding platforms at the moment. It allows you to invest in real estate project without a buyback guarantee. But returns are pretty high (14-20%) and you always have new projects coming out which will give you the opportunity to diversify between them. The other great point about this platform is that they expose a pretty complete analysis of each project and you are even able to contact the project leader to ask your questions. The downside of this platform is that you need to invest at least 100 EUR per project or multiples of 100 EUR (so you can invest 100, 200, 300, …. EUR).|
Pros & Cons
|+ High-interest rates (~16%)
+ 5+ years of platform track record
+ Detailed/transparent investment infos
+ Available risk and SWOT analysis
+ Amortized repayment
+ Auto-invest available
+ Secondary maket available (for early exit)
|– No BuyBack guarantee (guarantee money back)
– Large minimum investment amount (€100)
– Interesting projects get funded rapidly (2-3 days)
– Few investment countries (3)
|Return on investment (ROI)||16%|
|Minimum investment amount||€ 100|
|Investment period||4 – 36 months|
|Trustpilot Score (Safety)||7.1/10|
|Real-estate loans||Business loans|
Investment result forecast
|Below you will find the resulting forecast when investing using Crowdestate compared to investing the same amount in the US stock market (US stock market: 6% average yearly growth in the last 30 years).
By investing €1’000 using Crowdestate for 15 years you might end up with €9’266 (€6’869 more than with the stock market).
Welcome bonus – affiliate/referral link
|You can register to Crowdestate by clicking the button below. It will be highly appreciated. Thanks!|
|View the list of all the platforms|