Fast Invest Review

Fast Invest Review

Investors Investments Founded Country
+30’000 +13 M EUR 2015 UK
Fast Invest is a crowdlending platform where you invest consumer loans across European countries (United Kingdom, Denmark, Spain and Poland). You will lend money in exchange for monthly interests. When selecting an investment, generic information are provided such as loan details (e.g. ROI, term, amount) and repayment schedule (principal and interests). Mostly projects give you monthly interests and part of your invested amount (principal amount) at the end of each month.

Advice

Fast Invest is a platform ideal for new crowdfunding investors: Fast Invest is really simple to use, you just need to setup the auto-invest functionality and the platform will take care of investing your money. The return rate of investments is around 12% and the loans’ term goes generally from 2 to 12 month. But you have a great Payback functionality in this platform: in addition to protecting you from default loan, the platform even allows you to sell back your loans in just 1 business day. So you don’t have to care at all at the loan term duration and you can get back your invested cash when you want!. The downside of this platform is that we don’t have clear visibility and information about the loan originators.

Another good point of this platform is that they are growing internationally, with offices in the UK and most recently also in Hong Kong and Singapour. The investments that they offer can be made in the following countries: UK, Spain, Poland, and Denmark, which allows a good diversification between different regions of Europe and not only in East Europe as many other platforms do. I thus strongly advise you to add Fast Invest to your portfolio.

Pros & Cons

Pros Cons
+ Exit anytime (sell to FastInvest)
+ High-interest rates (~12.5%)
+ Repayment of part of loans before term
+ Buyback guarantee on all loans
+ West-Europe investments (e.g. UK, Denmark)
+ Auto-invest available
– Medium-sized platform (lower track record)
– Small loans information
– No cash-back investments

Investment details

Investment currencies EUR, PLN
Return on investment (ROI) 12.5%
Minimum investment € 1
Investment period > 2 months
Default rate 0%
Investment fees 0%
BuyBack guarantee Yes
Auto-invest Yes
Secondary market No (but you can sell back your loans to the platform)
Trustpilot Score (Safety) 8.6/10  

Investment types

Personal/consumer loans

Investment example

investment example fastinvest

Investment result forecast

Below you will find the resulting forecast when investing using Fast Invest compared to investing the same amount in the US stock market (US stock market: 6% average yearly growth in the last 30 years).

By investing €1’000 using Fast Invest for 15 years you might end up with €5’852 (€3’455 more than with the stock market).

Welcome bonus – affiliate/referral link

You can register to Fast Invest by clicking the button below. It will be highly appreciated. Thanks!

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