|Investors [07.2019]||Investments [07.2019]||Founded||Country|
|162’530||+ € 3’300 M||2015||Latvia|
|Mintos is between the biggest European crowdlending platforms with more than € 3.3 billion investments under management. This platform allows investing in consumer and business detailed below:
Investments are available across Worldwide countries, in multiple currencies (e.g. EUR, USD, GBP) and the platforms accept investors from most of the countries. Even investors from United-States (USA) can invest in this European p2p lending platform.
The image below shows the constant progress of the amount under the management of this platform.
How it works:
This p2p lending platform provides loans generating an average of 11% ROI and proposes investments with a term from 1 day to more than 5 years.
Usually, if you invest in short term loans (< 30 days) interests are provided at end of the investment term and if you invest in long term loans (multiple months) you will receive interests and part of your invested amount (principal amount) every month.
In addition, most of the loans come with a BuyBack guarantee feature, meaning that the peer to peer lending platform will pay back the investment to the investor if the borrower defaults to pay (on this platform it happens after 60 days).
Here are the factors that give safety to this p2p lending platform:
Also, this platform statistics show us that if we invest without BuyBack, the average investments default rate is 0.1% which is pretty low. And that the investments types with the biggest default rate are: Invoicing Financing. Business Loans and Mortage Loans.
Pros & Cons
|+ Large platform (good track record)
+ Buyback guarantee on many loans (60 days)
+ Platform profitable (since 2017)
+ Short term investments (from 1 days)
+ Investors accepted from most of the countries (also USA)
+ Super configurable auto-invest
+ Multi-currency investments (10)
|– Returns slightly below average (11%)
– Complex auto-invest system
– Boring investments proposed
|Investment currencies||EUR, USD, GBP, CZK, DKK, GEL, KZT, PLN, RUB, SEK|
|Return on investment (ROI)||11%|
|Minimum investment||€ 10|
|Investment period||1 day – 72 months|
|BuyBack guarantee||Yes (after 60 days)|
|Trustpilot Score (Safety)||8.2/10|
Mintos risk analysis
|Company profitability||Profitable since 2017||+|
|Personal loans||Business loans|
When investing with Mintos multiple information are provided. Below are explained the relevant or complex ones.
Loan Originator Details
Investment result forecast
Below you will find the resulting forecast when investing using Mintos compared to investing the same amount in the US stock market (US stock market: 6% average yearly growth in the last 30 years).
By investing €1’000 using Mintos for 15 years you might end up with €4’785 (€2’388 more than with the stock market).
Welcome bonus – affiliate/referral link
|You can register to Mintos by clicking the button below. It will be highly appreciated. Thanks!
BONUS = 1% of your invested amount during the first 90 days after signup (paid at 30, 60 and 90 days)
|View the list of all the platforms|
|Mintos Auto-Invest setup||Mintos Invest & Access||Mintos App|
|Mintos Login and Registration|