Grupeer Review

 

grupeer logo

Grupeer Review

Investors Investments Founded Country
investors9’925 investments35.1 M EUR founded2017 latvia flagLatvia
Grupeer is a crowdlending platform where you invest mainly in business and real estate loans across world-wide countries (e.g. Finland, Denmark, Spain, Russia, Philippines). You will lend money in exchange for monthly interests. When selecting an investment, information are provided such as the borrowing company information, investment description, ROI, repayment plan). Mostly projects give you monthly interests and give you back your invested amount (principal amount) at the end of the investment term.

Advice

Grupeer is a great platform, we strongly advise investing in it. The interest rates at Grupeer are pretty high (investments usually range from 13 to 14%) and all investment loans have a BuyBack guarantee (they guarantee to give you back your investment). Finally, loans usually have monthly interests repayments so you will enjoy constant monthly returns. On the downside, it can be sometimes difficult to find available loans to invest in, as the platform is getting more and more popular.

Pros & Cons

Pros Cons
+ High-interest rates (~13.5%)
+ Buyback guarantee on all loans
+ Periodical cash-back investments (1%)
+ Detailed investment information
+ Multiple loan originators (>20)
+ Multiple investment countries (>10)
+ Auto-invest available
– Medium-sized platform (lower track record)
– Periodical low loan volumes
– No secondary market for early withdrawal
– Small investment statistics

Investment details

Investment currencies EUR
Return on investment (ROI) 13.5%
Minimum investment € 10
Investment period 1 – 21 months
Default rate 0%
Investment fees 0%
BuyBack guarantee Yes
Auto-invest Yes
Secondary market No
Trustpilot Score (Safety) 7.6/10  

Investment types

personal loansPersonal loans real estate loansReal Estate loans business loansBusiness loans

Investment example

grupeer investment example

Investment result forecast

Below you will find the resulting forecast when investing using Grupeer compared to investing the same amount in the US stock market (US stock market: 6% average yearly growth in the last 30 years).

By investing €1’000 using Grupeer for 15 years you might end up with €6’682 (€4’285 more than with the stock market).

Welcome bonus – affiliate/referral link

You can register to Grupeer by clicking the button below. It will be highly appreciated. Thanks!

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How works Grupeer

Step 1: Deposit money

Transfer money from your bank account to your Grupeer account. You will have to indicate your Grupeer account ID in your transfer comment (the comment system is supported by all banks.). You must send your deposit from a EURO account. It usually takes 3-4 business days to receive your money. It is advised to first send a small deposit (e.g. €10) to make sure your transfer information is correct, and then to execute the “real” deposit.

grupeer bank transfer

Step 2: Choose the project to invest

Grupeer provides a nice search tool to find your ideal investment. Filter by investment type (mortgage, business or development loan), interest rate (usually 12 to 14%), investment term (usually 6 to 12 months), country, loans originator and LTV (loan ratio of total value).

You can also click on the loan ID to view a lot of additional information about what you are investing in.

grupeer find investment

Step 3: Select the investment amount

Once you have located the loan you want to invest it, decide how much you want to invest. You need to select at minimum €10. It is advised to do smaller investments and diversify them across multiple projects, loan originators and countries. You have the possibility to do that with this platform.

grupper investment amount

Step 4: Invest

Once you have confirmed your investments, you can view the list of all your investments with the main information such as the amount invested, the loan type, the ROI, the loan term and the contract you did wit the borrower.

grupeer view investments

Step 5: Earn interests

You will receive monthly incomes from your investments. So you can expect to start receiving interests after 30 days after your first investment. Some of the investment also give you back a proportion of your invested money monthly, but most of them give it back to you at the end of the term.

grupeer interests

Step 6: Track investment

You can easily follow the results and numbers of your investment activities thanks to the dashboard. It provides simple but useful information such as the money you earned (“Income”), the money you invested (“Invested funds”) and the available money to invest (“Available funds”).

grupeer dashboard

Welcome bonus – affiliate/referral link

You can register to Grupeer by clicking the button below. It will be highly appreciated. Thanks!

Useful links