|Investors (09.2019)||Investments (09.2019)||Founded||Country|
|+11’530||+8.6 M EUR||2016||Latvia|
|ViaInvest is a crowdlending platform in Lithuania where investors can invest in Consumer loans from European countries borrowers but mainly available investments are from Latvia borrowers. The platform offers 3 types of loans:
The platform requires a minimum investment size is €10 and all investments come with a BuyBack guarantee.
ViaInvest doesn’t have any fees such as service or registration fees which is good. So you’ll only have to focus on finding good investments!
ViaInvest is part of the financial services provider VIA SMS Group:
Here are summarized KPIs of ViaInvest business performances
How it works:
The investments available on this platform have an average interest rate of 11% and usually available loans range in this ROI.
All investment come with a BuyBack guarantee option. The feature kicks-in 30 days after the loan stated defaulting. This means that if the borrower is late to pay back the investor for more than 30 days, then the platform will pay the investors.
There is also an Initialize Buyback function that allows investors to cancel their investment in any extended or long-term loans after 120 days from the investment date.
|ViaInvest is a “standard” crowdlending platform. You won’t get super excited by investing with ViaInvest since you can select only simple consumer loan with a similar ROI of 10-11%.
On the good side, the platform has a good track record since 2016 and is part of a large group VIA SMS Group active since 2008, which makes it safer than other p2p lending newcomers.
And finally, what is great in this platform is that you can find investments with a short duration of less than 10 days, which will allow you to have returns faster, that you can then reinvest after just few days.
Pros & Cons
|+ Part of a large financial group stable since 2008
+ Short term investments (from 9 days)
+ BuyBack guarantee (paid after 30 days)
+ Minimum investment of €10
+ Detailed borrower information
+ Auto-invest available
|– Interest rates of 11% slightly below market average (12%)
– Secondary market not available
– No diversified investments (Consumer loans)
|Return on investment (ROI)||11%|
|Minimum investment||€ 10|
|Investment period||9 days – 1 year|
|BuyBack guarantee||Yes (after 30 days)|
|Trustpilot Score (Safety)||7.5/10|
Investment result forecast
|Below you will find the resulting forecast when investing using ViaInvest compared to investing the same amount in the US stock market (US stock market: 6% average yearly growth in the last 30 years).
By investing €1’000 using ViaInvest for 15 years you might end up with €4’785 (€2’388 more than with the stock market).
ViaInvest bonus and cashback
|You can register to ViaInvest by clicking the button below. It will be highly appreciated. Thanks!|
|View the list of all the platforms|
|ViaInvest Risk Analysis|